Now live in the UK

Banking made simple, on WhatsApp

Send money, check balances, and track spending — all through a natural conversation. No new app. No learning curve. Just chat.

Chat with Zeno Free See how it works ↓
50+
UK banks
<3s
Transfer time
256-bit
Encryption
💸
£50 sent
Instantly
📊
-12%
Spending
🔒
Verified
PIN secured
Z
Zeno AI
● Online now
Hey! 👋 How can I help?
Send £50 to Sarah
Confirming transfer to Sarah.
Transfer
£50.00
→ Sarah Jones · Barclays
✓ Sent successfully
How it works

Banking in 4 simple steps

01
💬
Open WhatsApp
No app to download. Just message Zeno on WhatsApp like you'd message a friend.
02
📝
Register in 2 mins
Tell Zeno your name, email, and set a PIN. Quick identity check to keep you safe.
03
🏦
Connect your bank
Securely link your UK bank via Open Banking. Read-only — we never touch your login.
04
🚀
Start banking
Send money, check balances, track spending — just by typing naturally.
Features

Everything you need, nothing you don't

💸
Instant UK Transfers
Send money to any UK bank in seconds. Just say who you want to pay and how much — Zeno handles the rest via Faster Payments.
📊
Spending Analysis
Know exactly where your money goes.
Food
£185
Transport
£112
Shopping
£148
Bills
£75
🧠
Context Memory
Zeno remembers your habits and frequent contacts so every conversation feels natural.
🎤
Natural Language
Type naturally. Say "send fifty quid to mum" and Zeno understands instantly.
🤖
24/7 AI Support
No hold music, no call centres. Get instant answers to your banking questions any time of day, all in plain English.
Security

Built with security at every layer

🔐
PIN-Protected Payments
Every transfer is locked behind your personal PIN. You set it, you control it.
🪪
Identity Verified
All users complete KYC verification to comply with UK financial regulations.
🏦
Open Banking Standard
FCA-regulated Open Banking. We never see your bank login credentials.
❄️
Instant Account Freeze
Lost your phone? Freeze your account instantly from any device.
🛡️
Bank-Grade Security
Your money and data protected at every step
256-bit SSLFCA CompliantKYC VerifiedPIN ProtectedOpen Banking
Use Cases

Where Zeno fits your life

Try it now →
🍕
Sent £12.50
Split Bills
Divide dinner with friends instantly. No awkward maths.
🏠
Sent £650
Pay Rent
Monthly rent sorted in seconds. Just say the word.
👨‍👩‍👧
Sent £100
Send to Family
Send money to family across the UK instantly.
💡
Paid £45
Pay Bills
Electricity, broadband, subscriptions — all handled.
Start banking smarter today
Join thousands of UK users managing their money through simple WhatsApp conversations. Takes less than 3 minutes to get started.
Open WhatsApp — It's Free